Question 1

How do I compare two job offer salaries?

Accepted Answer

Enter the gross annual salary for each offer in the A and B fields. The calculator shows the exact difference in take-home pay after income tax, National Insurance, and pension deductions — so you can see the real-money gap, not just the headline figures.

Question 2

Why does a higher salary not always mean much more take-home pay?

Accepted Answer

Income above £50,270 is taxed at 40% (higher rate), and above £100,000 the Personal Allowance tapers away. A £60,000 salary versus a £55,000 salary may only differ by around £3,000 in take-home pay despite a £5,000 gross difference.

Question 3

Are pension contributions included in the comparison?

Accepted Answer

Yes. Both columns use the same pension and student loan settings from the Settings panel, so the comparison reflects identical deduction assumptions for a like-for-like view.

Question 4

Can I compare Scottish and non-Scottish tax rates?

Accepted Answer

The comparison uses one region setting (England or Scotland) applied to both salaries. To compare across regions, use the main Take-Home calculator for each scenario separately.

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